I have maintained a wealth management practice in the UTC/Golden Triangle area for 37 years. We currently advise over 160 individual and institutional clients with over $200 million in assets under advisement. I have a Masters in Business Administration (MBA) in Finance from the University of San Diego and a Bachelor of Science degree in Economics from the University of California at Davis. I have held the CERTIFIED FINANCIAL PLANNER­™ (CFP®) designation since 1988. Outside of work I commit my time, energy and financial support to several charitable organizations in San Diego County. My wife Terri and I enjoy travel, the outdoor lifestyle of Southern California and trying to keep up with 20-something year old daughters.

Christina joined Carter Financial in 2014. As Financial Planning Manager, she is passionate about designing customized personal financial plans for clients focused on financial independence. She is involved at all levels of tailoring wealth advisory services. Christina also serves as Chief Compliance Officer (CCO) for Carter Financial, LLC. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Certified Private Wealth Advisor® (CPWA®) designations. She resides in Cardiff with her husband and two children.

I began working in finance in 2012 with Carter Financial, LLC before transitioning my career with a move to San Francisco with one of the world's largest asset management banks. After a short hiatus from paid employment to start a family, I rejoined the Carter Financial, LLC family where I maintain a high standard of care for clients, a mastery of operations and financial planning, and a personal sense of responsibility and accountability reflected in my daily interactions with clients. Before entering the world of finance, I studied to become a teacher. The drive to educate and empower others is still very strong and one of the aspects of this work that I love most.

I hold a B.A. in psychology, a series 65, and CFP® designation.

Outside of work I enjoy spending time with my husband, two daughters, and two dogs. I love getting outside, traveling, biking, and reading.