Accreditations and Awards


All employees of Carter Financial, LLC are Certified Financial Planners. The CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is a voluntary certification that is recognized in the United States and a number of other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements: An Education Requirement, An Examination Requirement, an Experience Requirement, and an Ethics Requirement.
We are thankful to have been recognized as one of the “Best Retiree Wealth Management Firms in Southern California for 2023” by the publication Wealth & Finance International. The award is determined after a thorough, merit-based research process assessing each company’s performance and customer service.

Entry is open to any organization and can take the form of self-submission, third-party recommendation or publisher-cast nomination. The preponderance of votes is driven by Wealth & Finance International (WFI); WFI sends direct entry links to relevant organizations, both within the industry and to our extensive circulation. Where appropriate, media partners and sponsors may also distribute voting forms. Prior to undertaking any research, WFI asks all nominees to formally accept or decline their nomination, allowing them to focus efforts on those who choose to engage with the process and are comfortable being assessed in further detail. Nominees accepting their nomination form what becomes the shortlist; these candidates progress to an internal review. There is no cost associated with any part of accepting a nomination or receiving an award and entries can withdraw at any time.

The number of votes does not determine the winners. All organizations are assessed based on the merit of their endeavors, the overall strength of their entry, and have evidence of recent accomplishments to convince WFI’s research team that they are worthy. WFI uses a combination of primary and secondary research techniques to acquire both qualitative and quantitative data depending on its relevance to the program. In addition to research, WFI invites nominees to submit substantiating evidence. By providing this evidence nominees gain the opportunity to submit information that may not be found in the public domain or on the nominees’ website; therefore, this can form an important part of the entry process.

Professional researchers scrutinize information presented across all mediums to make the ultimate decision. To advance from nominee to winner; the candidate must be able to demonstrate expertise in a given area, dedication to client fulfilment, noteworthy performance or commitment to innovation.